Shawn Manwaring's Blog

There are a lot of terms used in the mortgage and real estate industry that may be unfamiliar to you, especially if you are a first time homebuyer. The phrase Rate/Term Refi may not sound like much to you, but to a mortgage lender this simply means someone wants to refinance his or her existing mortgage in order to get either a better rate or a better term. Likewise, pre-approval vs pre-qualification may sound the same but there are a few important differences between the two. In this article we explain the difference between Mortgage Pre-Approval Vs Pre-Qualification.
Posted on September 26, 2018 by shawn_manwaring
With the exception of successful college dropouts like Bill Gates, Mark Zuckerberg and Lady Gaga most college graduates rake in more money over a lifetime than those who never finish their degrees. But those pieces of paper can come at a steep price: the dream of buying a home in the near future.
Posted on September 26, 2018 by shawn_manwaring
While trends typically come and go, one that’s been getting a lot of attention lately is the concept surrounding the zero-energy home. A space that relies on exceptional energy conservation and on-site renewable energy to meet heating, cooling and energy needs. As the movement continues to push itself into the limelight hoping for full-fledged adoption it’s worth exploring. The ultimate question being raised is Will Zero Energy Homes change the Future of Real Estate?
Posted on September 26, 2018 by shawn_manwaring
Historically speaking for this time of year (Spring) we are seeing inventory levels relatively low. In Glenwood Springs particularly, we currently have 31 active listings for single family homes under $500,00. If we increase the budget to $1,000,000 than we currently have 84 active listings. Particularly in the properties under $500,000, this inventory level is considerably lower than last year.
Posted on September 26, 2018 by shawn_manwaring
As a real estate professional in the Glenwood Springs real estate market I often get asked the same question. How is the market? Since this question occurs so often I am providing my clients, community and network an update on our local real estate market. This article is focused on providing readers with information that will help guide you on your real estate endeavors in Western Colorado. I hope you enjoy the information shared below and next time you have a real estate question, I hope to hear from you.
Posted on September 26, 2018 by shawn_manwaring
Reverse mortgages have become a popular option for older home owners who want to take advantage of the equity they have built up in their investments. Most of the time when you take out a reverse mortgage, you are planning to stay in the home for as long as possible. But there are instances where you need to sell. This leads people to ask how to sell a home with a reverse mortgage.
Posted on September 26, 2018 by shawn_manwaring
While national home sale growth as a whole is virtually unchanged, a sharp quarterly growth increase in the West is shaping up for yet another season of dominant performance in the region, according to Clear Capital’s recently released its Home Data Index™ (HDI) Market Report with data through April 2016. The report provides insights into housing price trends and other leading indices for the real estate market at the national and local levels.
Posted on September 26, 2018 by shawn_manwaring
Most Americans spend up to 90 percent of their time indoors, exposing them to home health and safety hazards ranging from asthma triggers to potentially deadly pollutants like asbestos and lead-based paint. To reinforce the connection between a family’s health and their homes, the U.S. Department of Housing and Urban Development (HUD) is declaring this June as the first-ever National Healthy Homes Month. Launched by HUD’s Office of Lead Hazard Control and Healthy Homes (OLHCHH), this month is designed to educate families of potential health hazards in a home, and empower them to create the healthiest home possible for their family. Come celebrate with us for June to become first-ever National Healthy Homes Month!
Posted on September 26, 2018 by shawn_manwaring
Summer is right around the corner! When the temperatures heat up, you may notice that your utility bills slowly begin to increase as well. But don’t worry, there’s still time to prepare your home to save on utility bills this summer and in this article we introduce how to prepare your home to save on summer utility bills.
Posted on September 26, 2018 by shawn_manwaring
New Castle realty has recently become a hot topic in real estate conversation among people in Western Colorado. A few years ago this would not have been a hot topic in Western Colorado but oh boy have things changed over the last decade or so. New Castle Real Estate is really starting to find its own niche among Western Colorado real estate markets. Below I have shared some information that I hope you find useful:
Posted on September 26, 2018 by shawn_manwaring
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